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Get your insurance to be storm ready

Hurricane approaches Florida
Posted at 7:43 PM, May 29, 2013
and last updated 2013-05-29 16:42:20-04

TALLAHASSEE, Fla. (WTXL)--The Doug Croley Insurance Company agents are busy taking calls from people looking for new coverage and checking on their policies.

"The rule of thumb should be, have insurance in place before disaster strikes, you do not want to wait," said Croley.

Its a message insurance agent Doug Croley is sending to homeowners and renters just days before the start of hurricane season.

"Review your policies, just ask for a policy review during the year and know where those policies are in the event of a storm," said Croley.

He says you should also know if you live in a flood zone, if so he recommends flood insurance.

He warns many policies take time to kick in.

"You shouldn't expect to get flood insurance to go into effect until 30 days after you've made application for it," said Croley.

Croley says that means you would foot the bill if you don't have the the proper protection.

For those who live in apartments or mobile homes, Croley says you need coverage too.

"Insurance will never replace the loss photos of your children, of your parents or wartime mementos but at the same time it will indemnify you or help indemnify you financially so that you can get back on your feet," said Croley.

Croley also recommends taking pictures of all your valuables.

He says it makes it easier to file a claim and for more tips watch our storm teams hurricane preparation special this Saturday June 1st at 7 pm.