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GA official suggests flood insurance for consumers

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 ATLANTA (AP) - State Insurance commissioner Ralph Hudgens is urging Georgians to prepare for severe weather by reviewing their property insurance policies.  

 

      Hudgens recommended Thursday that property owners make copies of their insurance policies and take an inventory of personal belongings. The recommendation came as Tropical Storm Andrea gained strength in the Gulf Coast.

 

      Hudgens says consumers should keep important documents in a safe and easily accessible place if they're asked to evacuate.

 

      Hudgens says typical homeowners' insurance policies do not cover damage from floodwater, and a separate policy must be purchased through the National Flood Insurance Program.